# Requesting a Payout

How to withdraw your earnings from Fabric

## Minimum Payout
There is a minimum payout threshold. Once your balance reaches the threshold, you can request a payout.

Check your dashboard for the current minimum amount.

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## Checking Your Balance
Log in to fabric.carmel.so

Go to Dashboard or Settings → Payouts

Your current balance is displayed

Or check in the desktop app under the earnings section.

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## Requesting a Payout

**Prerequisites:**

- Balance above the minimum threshold
- Stripe Connect account set up and verified

**Steps:**

Log in to fabric.carmel.so

Go to Settings → Payouts

Click "Request Payout"

Confirm the amount

Payout is initiated

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## Payout Timing

**Processing time:**

- Stripe processes the payout
- Typically 2-5 business days to your bank
- Instant payouts available in some regions (may have fees)

**First payout:**

May take slightly longer as Stripe verifies the transfer.

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## Payout History

View all your payouts:

Go to Settings → Payouts

Scroll to "Payout History"

See status, amount, and date for each payout

Statuses:

- **Pending:** Being processed
- **In Transit:** On the way to your bank
- **Paid:** Successfully deposited
- **Failed:** Issue with transfer (contact support)

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## Automatic Payouts

Currently, payouts are manual (you request them). Automatic payouts on a schedule are coming in a future update.

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## Currency

Payouts are in USD. If your bank account is in a different currency, your bank handles the conversion.

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## Fees

Fabric does not charge payout fees. Standard bank transfer payouts are free.

Stripe may charge for:

- Instant payouts (where available)
- Currency conversion (your bank's rates)

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## Failed Payouts

If a payout fails:

Check your email for details from Stripe

Verify your bank account is correct

Update bank details if needed

Request a new payout

Common failure reasons:

- Incorrect bank details
- Bank account closed
- Name mismatch
- Bank rejected the transfer

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## Taxes

**US Providers:**

- Stripe issues 1099-K if earnings exceed IRS thresholds
- You're responsible for reporting income
- Keep records of all payouts

**International:**

- Tax obligations vary by country
- Consult a tax professional
- Fabric does not withhold taxes